The Agreement for
using Oya Commerce.

Please read these terms carefully. They constitute a legally binding agreement between you and our platform.

Updated: April 25, 2026

1. Acceptance of Terms

By creating an account on Oya Commerce, you agree to comply with all local Nigerian laws, including CAMA 2020 and FCCPA regulations. Your continued use of the terminal signifies your acceptance of any future updates to these terms.

2. Fees & Payments

All transactions on Oya Commerce are processed in NGN. We reserve the right to charge commission fees on sales. You are responsible for all applicable taxes, including VAT, as required by the Federal Inland Revenue Service.

3. Fulfilment & Escrow

We may hold funds in escrow until the buyer confirms receipt of goods. Ubcommerce is a facilitator and is not liable for delays or damages caused by third-party logistics providers.

4. Prohibited Conduct

Users may not list illegal substances, counterfeit items, or engage in market manipulation. Any attempt to bypass our secure payment gateway will result in immediate account termination.

5. Limitation of Liability

Oya Commerce is provided 'as-is'. We are not liable for any loss of profit, data, or indirect damages resulting from platform downtime or third-party interactions.

6. Governing Law

These terms are governed by the laws of the Federal Republic of Nigeria. Any disputes shall be resolved via arbitration in Lagos, Nigeria.

Key Takeaway

By clicking "Accept" or using any part of the Oya Commerce ecosystem, you acknowledge that you have read, understood, and agreed to be bound by these professional terms.